Appraisal services for Reno and Washoe County homeowners

Here are the top reasons Nevada homeowners order from Sierra Shadows Appraisal Service:

1. To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
2. Challenge Washoe County's assessment of your property value
3. Remove PMI to lower your mortgage payments
4. To reinstate your Home Equity Line of Credit (or HELOC)
5. Review a different appraiser's report for verification
6. In the case of a divorce in the state of Nevada, when property needs to be divided
7. To settle an estate in Nevada by determining the true market value of the property in question

	Own a house in or near Reno, Nevada and need help deciding the price of it? Contact Sierra Shadows Appraisal Service.

We at Sierra Shadows Appraisal Service understand the particular needs of a customer looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale by Owner (FSBO)

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Sierra Shadows Appraisal Service are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value conclusion than yours.

Challenging a property tax assessment

If you live in a local area that is declining or not appreciating as much as other houses close by, your local tax assessor may have your home overvalued. This means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting an expert appraisal from Sierra Shadows Appraisal Service is your number one weapon.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. Sierra Shadows Appraisal Service is qualified in helping people just like you delete unneeded PMI insurance.

Recently got a freeze to your HELOC?

Your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. Not only can this be troublesome from a cash flow angle, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Sierra Shadows Appraisal Service can help you reinstate your home equity line of credit with an expert appraisal.

We Also Offer Field and Desktop Appraisal Review Services

Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a seasoned appraiser to double-check your appraisal for verity? Sierra Shadows Appraisal Service offers field reviews where we go out and check the subject and comps in question. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal you may have in your possession. While usually requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your home.